New car purchase car insurance guide
In addition to the excitement of buying a new car, there are still a lot of things waiting to be done, such as licensing, purchasing tax, and road maintenance fees. These are all matters that must be considered, but they must be considered more economical and practical than purchasing auto insurance. Beware of car insurance fraud, these are nothing, at most, run errands more and spend more time. The purchase of auto insurance is indeed an important and complex task.
The insurance on the new car is naturally the best for completeness, but it must also be selective. According to their actual situation to correctly choose insurance. In general, self-ignition insurance does not require purchase. Because auto ignition needs to do accident identification, the new vehicle's spontaneous combustion cannot be justified. In addition to the problem of using a car or self-reconstruction circuit, auto-ignition requires the responsibility of the model manufacturer. Therefore, the purchase of a self-ignition insurance for a new car is entirely the same move.
As far as thefts are concerned, if there is a fixed parking place for the new car, and if it improves its anti-theft awareness, it generally does not require the purchase of stolen emergency insurance. However, if there is no safe place to park, it can only be parked in a remote, unattended place and purchased. Pirate rescue is also a safe choice.
In terms of scratch insurance, it is necessary to determine whether to purchase it based on the price of the car and the maintenance cost. If the new car itself is a mid-to-high-end model, paint maintenance costs are relatively high and may be considered for purchase. However, if it is an economic model, it does not have to purchase the insurance if its value is not high.
In addition, compulsory insurance is purchased by the state, regardless of whether it is a new car or an old car; the car damage insurance is also more affordable for novices, especially for novices with bad temper and driving skills. It should also be noted that the scope of vehicle damage insurance compensation is only for damage to the body, for some small parts, such as rearview mirror, lights, paint the individual damage is excluded from the scope of compensation, for the unlicensed, As well as new vehicles that do not get temporary licenses, even if a traffic accident occurs, the damages are not covered by the vehicle damage insurance. In addition, the third party liability insurance is also available for purchase as a supplement to the compensation for compulsory insurance. .
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